- Listed: January 16, 2015 3:18 am
- Expires: This ad has expired
Purchasing auto insurance on a limited budget can be tough to do. You want van insurance comparison the best coverage, but you can only afford so much. In this article, we will provide some valuable tips for finding quality auto insurance coverage on a tight budget. Read on to learn more.
If your car is considered a classic vehicle, you can get what is known as classic car insurance. This is often far less expensive than traditional insurance. If your car is of extreme value though, you will want to insure it for enough to replace it in the event it is wrecked or stolen.
One way to reduce the cost of your auto insurance is by driving less. Most auto insurance companies offer discounts for drivers that use their vehicles less than 12,000 miles in a year. However, do not be tempted to lie about your mileage, as your auto insurance company might request proof if you need to file an accident claim.
You should merge all of the insurance policies you have on your vehicles into a single policy. Doing this can save you up to 10 percent on your premiums. It also amalgamates all your bills and paperwork into a single policy. This will make the situation much easier if you ever need to file a claim as you’ll only be using a single insurer and a single policy number.
You may be able to avoid having to pay for costly rental car insurance if you complete the rental transaction using a credit card that provides coverage. Be sure to read the fine print in your credit card agreement as the offerings can vary between cards. In most cases you’ll have to do the entire rental transaction on the same card to keep from voiding the coverage.
Keep your record clean! Your driving record is the main thing that insurance companies look at when deciding what to charge you. It is more important than the car you drive and your credit rating together. Even getting a simple speeding ticket can set your premiums higher, so keep your nose clean!
If you are a senior citizen and you own your car but don’t drive very much anymore, then you may be able to save on automobile insurance. If you liked this short article and also you would want to get more details regarding Van Insurance Comparison i implore you to go to the internet site. Consider insuring only the main driver of your vehicle. If this person has a good driving record then you can get a much lower rate.
Purchase a high quality “safety-rated” vehicle to get lower premium rates. These vehicles are known to be the safest on the market, so insurance companies will give you a bit of extra credit if you are driving one. Look for sedans and family cars, as they are usually the ones with the best ratings.
If you do not drive that many miles each year, look into the low-mileage insurance for your car. If you put less than 12,000 miles on your car each year and do not have the low-mileage insurance, you may be losing out on a good bit of extra money each month.
You need top quality auto insurance, but you’re on a very tight budget. What are you to do? In this article, we have covered some valuable tips that can van insurance comparison help. Use them to find coverage that is top van insurance comparison quality, fairly priced and that will truly meet your insurance needs.
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- Listed by: Brent Moloney
- Member Since: December 11, 2014
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